Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, simplifying the way we move around. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Soft tissue injuries like sprains and strains are website common in car accidents. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
Other Drivers: When another driver causes the accident, they may be held responsible.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.